Private Auto

A young man smiling while getting out of a car on a sunny day.

Did you know I also offer private insurance? Basic Autoplan coverage in BC must be purchased through ICBC. However, you can purchase optional coverages like collision and comprehensive from a private insurer at a competitive rate. If you qualify, you'll enjoy perks like:

Lower deductibles
Roadside assistance
Multi-policy discounts

Replacement

New vehicle? Protect your investment with replacement insurance. Vehicles depreciate as soon as they are driven off the dealership lot. If your vehicle is in an accident and deemed a write-off, you are paid a settlement based on the value of your vehicle at that time. This can be substantially lower than what you bought it for, and if you have a loan- you may be left owing more than you receive.

Replacement insurance will safeguard you against financial loss if your new ride is written-off, regardless of who is at fault, and get you back on the road. You will get paid the difference between your original settlement and the cost of the same brand new, vehicle.

Limited Depreciation

Used vehicle? Vehicles up to 10 years old qualify for limited depreciation. Your vehicle's value will be locked-in the day you buy the policy. If it is written off in the future, you will receive that locked-in value.